Privacy Policy

At JAG Finance, we are committed to protecting your privacy and ensuring the security of your financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management platform.

By using JAG Finance, you consent to the data practices described in this policy. We understand that financial data is highly sensitive, and we take your privacy seriously.

Personal Information

• Name and email address
• Account credentials
• Profile information and preferences
• Contact information

Financial Information

• Transactions and their individual lines, including notes you add
• Categories, payees and tags you create
• Account balances, payment sources and transfers
• Recurring series, scheduled items and their reminder history
• Investment positions you enter, and the summaries derived from all of the above

We do not connect to your bank or card provider, so nothing is imported without you entering it or sending it from an automation you set up.

Technical Information

• Device and browser information
• IP address and location data
• Usage patterns and analytics
• Cookies and similar technologies

We use your information to:

• Store and display the records you enter
• Calculate balances, running totals and period summaries
• Send the reminders and notifications you have enabled
• Diagnose faults using logs that exclude your amounts and free text
• Keep the account secure, including API key usage records
• Comply with legal obligations

We implement industry-standard security measures to protect your information:

• HTTPS for everything in transit
• Sign-in restricted to an allowlist of Google accounts
• API keys stored hashed, with usage logged and individually revocable
• Logs that record shapes and outcomes rather than amounts or free text
• Managed hosting with database backups

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our platform, such as:

• Cloud hosting and database infrastructure
• Google, for sign-in
• Background job and push notification delivery
• Market data providers, for investment prices only

There are no payment processors, because the Service does not charge, and no advertising or profiling services receive your financial records.

Legal Requirements

We may disclose your information if required by law or in response to:

• Court orders or legal proceedings
• Government requests or investigations
• Protection of our rights and property
• Emergency situations involving public safety

You have the following rights regarding your personal information:

• Access: Request a copy of your personal data
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your personal data
• Portability: Export your data in a machine-readable format
• Restriction: Limit how we process your information
• Objection: Object to certain types of processing

To exercise these rights, please contact us at privacy@jagwebsites.xyz. We will respond to your request within 30 days.

We retain your information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. Specifically:

• Account data is retained while your account is active
• Financial transaction data is retained for 7 years for tax and compliance purposes
• Analytics data is retained for up to 2 years
• Backup data is retained for disaster recovery purposes

When you delete your account, we will delete your personal information within 90 days, except where retention is required by law.

We use cookies and similar technologies to enhance your experience:

• Essential cookies: Required for basic functionality
• Analytics cookies: Help us understand usage patterns
• Preference cookies: Remember your settings and preferences
• Security cookies: Protect against fraud and abuse

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect the functionality of our service.

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards.

For users in the European Union, we rely on adequacy decisions, standard contractual clauses, or other appropriate safeguards for international data transfers.

Our service is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately.

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

• Posting the updated policy on our website
• Sending you an email notification
• Displaying a notice in our application

Your continued use of our service after changes become effective constitutes acceptance of the updated policy.

If you have any questions about this Privacy Policy or our data practices, please contact us: